Thank you for visiting CTGroup’s website, including The University of Rare Coins,
(collectively, the “Website”) operated by CT Group Inc.
CTGroup respects your privacy and is committed to protecting any information that
you provide to us. It is our policy that personal information, such as your name,
postal and e-mail address or telephone number, is private and confidential. Accordingly,
that information is stored securely and is accessible only by designated staff,
and is used only to reply to your requests for information. By visiting the
Website directly or through another site, you accept the practices described in
collection of personal information.
We are not responsible for the content or privacy practices on any web site not
operated by CTGroup to which the Website links or that links to the Website.
If you indicate on our site that you would like to be added to our mailing database,
your personal information will be added to the appropriate mailing lists. If at
any time you change your mind and would like to remove your name from our mailing
list, or correct your personal information, you can change it yourself on our site
or email customer service at firstname.lastname@example.org.
No Release of Information to Third Parties
CTGroup will not provide personal information to third parties, nor will such personal
information be sold by CTGroup. As do many retailers, we sometimes use third
parties to perform specific functions on our behalf. When we disclose information
to these service providers, we disclose information to help them to perform their
In the example of shippers, we provide them with some personally identifiable information
such as your name, shipping address, email, and phone number.
We also disclose personally identifiable information to third parties who perform
marketing or marketing research on our behalf.
We generally require entities with which we share your personal information, including
companies that process or service transactions for us, to agree to keep your information
confidential. We also prohibit them from using or disclosing your information except
for the limited purpose and to the persons for whom disclosure was intended, or
as otherwise permitted by law.
We may update and supplement personally identifiable information that we have collected
directly from our customers with other information that we obtain from third parties.
This may include information regarding demographics, income estimations, households
and marital status. In addition, we may obtain personally identifiable information
about individuals who are not yet users of our Website or customers of CTGroup.
When we associate information that we obtain from third parties with personally
treat the acquired information like the information that we collected ourselves
with third parties. We purchase marketing data from third parties and add it to
our existing user database to better target our advertising and to provide pertinent
offers in which we think you would be interested. To enrich our profiles of individual
customers, we tie this information to the personally identifiable information they
have provided to us.
Otherwise, personal information will not be released to third parties except if
release is required by law, court order or by judicial or governmental investigations
NO COMPUTER TRACKING OF IDENTIFIABLE INFORMATION
Our Website is not set up to track, collect or distribute personal information about
anonymous visitors. We cannot determine the names, addresses or other information
about our anonymous visitors that would allow us to identify the particular visitors
to our site.
Our Website tracks statistical information about the visits to our web site. For
example, we compile statistics that show the daily number of visitors to our site,
the daily requests we receive for particular files on our web site, and what countries
those requests come from. These aggregated statistics are used internally to better
provide services to the public but will not be provided to others.
As is true of most web sites, the Website server automatically recognizes the Internet
URL from which you access the Website. We may also log your Internet protocol ("IP")
address, Internet service provider, and date/time stamp for system administration,
order verification, internal marketing, and system troubleshooting purposes. An
IP address may indicate the location of your computer on the Internet.
THE INFORMATION WE COLLECT
At CTGroup, we collect information from customers who register online through our
website. The information collected includes: name, address, email address, and telephone
number. We use the information we collect to process orders, provide a more personalized
shopping experience, and to notify you of special shopping offers when requested.
We do not share this information with outside parties except to the extent necessary
to complete that order.
It is our policy to comply with the Children's Online Privacy Protection Act of
1998 and all other applicable laws. We therefore do not knowingly or intentionally
collect personal information from persons who are under eighteen (18) years of age.
If you are under the age of eighteen (18), you are not permitted to access the Website
and/or to submit any personal information via the Website. Due to the age restrictions
for use of the Website as stated herein, no information obtained by this website
falls within the purview of the Children's Online Privacy Protection Act, and information
submitted to this site is not monitored for such purposes.
The information that we provide or that is derived from our website is for general
information only and is not to be treated as advice to make any specific investment.
We have taken reasonable precautions to determine that the information we provide
or that is contained in our website has been obtained from sources believed to be
reliable and that the procedures used to summarize and analyze such information
are based on industry approved practices and principles. However, the market
forces underlying investment value are subject to sudden and dramatic changes affecting
data availability and, consequently, we do not guarantee the accuracy or completeness
of this information. Past performance is not indicative of future results.
COOKIES AND OTHER TECHNOLOGY
Cookies are tiny pieces of information that are stored by your browser on your computer’s
hard drive. The Website’s cookies do not and cannot infiltrate a user’s hard drive
to gather a user’s confidential information. These cookies do not contain
any personally identifying information, but they enable us to improve the site so
that it is easier to use. Most Web browsers automatically accept cookies, but if
you prefer, you can usually change the preferences on your browser to prevent this.
CTGroup does require that your browser accept cookies to browse the product catalog.
The Website also uses web beaconsto speed your navigation of the Website, recognize
you and your access privileges, and track your Website usage. Web beacons
assist in delivering cookies and help us determine whether a web page on the Website
has been viewed and, if so, how many times. For example, any electronic image on
the Site, such as an ad banner, can function as a web beacon. We may use third-party
advertising companies to help tailor site content to users or to serve ads on our
behalf. These companies may employ cookies and web beacons to measure advertising
effectiveness (such as which web pages are visited or what products are purchased
and in what amount).
The Website uses Google Analytics, a web analytics service provided by Google, Inc.
how users use the site. The information generated by the cookie about your use of
the website (including your IP address) will be transmitted to and stored by Google
on servers in the United States. Google will use this information for the purpose
of evaluating your use of the website, compiling reports on website activity for
website operators and providing other services relating to website activity and
internet usage. Google may also transfer this information to third parties where
required to do so by law, or where such third parties process the information on
Google's behalf. By using this website, you consent to the processing of data about
you by Google in the manner and for the purposes set out above.
The security and confidentiality of your information is important to us. We have
implemented certain technical, administrative, and physical security measures designed
to help protect customer information from unauthorized access and improper use.
This is an ongoing process and, from time to time, we review our security procedures
in order to consider appropriate new technology and methods. Please be aware that
despite a company's best efforts, no security measures are perfect or impenetrable.
We use Secure Sockets Layer (SSL) encryption to protect your personal information
online, and we also take several steps to protect your personal information in our
facilities. Personal information may be printed or otherwise stored in a non-electronic
form. Employees who need access to your personal information to perform a specific
job are permitted access to your personal information. Finally, we may rely on third-party
service providers for the physical security of some of our computer hardware. We
believe that their security procedures are adequate. For example, when you visit
the Website, you access servers that are kept in a secure physical environment,
behind a locked cage and an electronic firewall.
CTGroup does not guarantee complete security either online or offline.
MONITORING/RECORDING OF TELEPHONE CALLS
You understand and agree that CTGroup may, at CTGroup's discretion, monitor or record
your telephone conversations with CTGroup for quality control and for CTGroup's
protection. Unless otherwise agreed by CTGroup in writing, CTGroup does not consent
to the recording of telephone conversations by you or any third party. You understand
that not all telephone lines or calls are recorded and CTGroup does not guarantee
that any recordings of any particular telephone calls will be retained or be capable
of being retrieved.
page so that you are always aware of what information we collect and how we use
HOW TO CONTACT US
please contact us at email@example.com
114 Pacifica, Suite 230
Irvine, CA 92618 or 1-866-991-2646 or write to us at:
YOUR CALIFORNIA PRIVACY RIGHTS
California Civil Code Section 1798.83 permits customers of CTGroup who are California
residents to request certain information regarding its disclosure of personal information
to third parties for their direct marketing purposes. To make such a request, please
send an e-mail to firstname.lastname@example.org or write
114 Pacifica, Suite 230
Irvine, CA 92618
Last updated: September 2011